Understanding Your Credit Report

I've been taking a biweekly personal finance class lately. And the last class touched on credit reports. I thought I would share some information with you.

Credit reports are often viewed with dread, especially when you find yourself with problems getting credit or managing your debt, but in fact they can be very helpful and useful tools not only for lenders but also for borrowers.

Most countries have a credit reporting system and in the United States credit reports are maintained by three major agencies - Equifax in Atlanta, Georgia; Experian in Allen, Texas and TransUnion in Chester, Pennsylvania.

Continue reading Comments (0) 07.22.2008. 21:43

Diallo Business Model: “Honesty”

By Tahira Muhammad

Customer service is the key to success in his line of business, says Abdoul-Diallo co-owner of a multi purpose phone card store located at 1951 Seventh Avenue in Harlem.

His business provides job opportunities for Uptown residents and also stocks popular accessories throughout the year. International callings cards is his main product line but he notes that most of his profit comes from selling T-shirts. As we spoke, African-American and African immigrants walked in and out—assorted languages, French, Wolof and Mandingo are spoken here.

Continue reading Comments (1) 04.23.2007. 02:14

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