Understanding Your Credit Report

I've been taking a biweekly personal finance class lately. And the last class touched on credit reports. I thought I would share some information with you.

Credit reports are often viewed with dread, especially when you find yourself with problems getting credit or managing your debt, but in fact they can be very helpful and useful tools not only for lenders but also for borrowers.

Most countries have a credit reporting system and in the United States credit reports are maintained by three major agencies - Equifax in Atlanta, Georgia; Experian in Allen, Texas and TransUnion in Chester, Pennsylvania.

Continue reading Comments (0) 07.22.2008. 21:43

39 Startup Articles for the Harlem Entrepreneur

We've just added 39 new articles! Be sure to check them out; there's some great information in there.

www.harlembusinessnews.com/startup

Comments (0) 12.01.2007. 22:56

Splash

The search for identity leaves me reminiscent of a purer time in my life. Being broke had something to do with it; I had to rely on my creative resources. I could not buy my 'look.' I had to invent it. But youth culture is a wide open door for commercial vultures to capitalize on. It is the branding of Coolness. Packaged up and sold, we are given cliché looks which are manufactured versions of style. Fashion is about a Look and image that speaks to the audience (who ever they are), about your own perception of self. Great style is controversial. 'Hipsters' should not capitalize solely on looks mastered from time-periods of earlier generations. We should invent the next Look. But, what if years later, while looking back at street fashion from 2007 there is nothing to really admire? - Because everyone was so stuck in trying to imitate the past. Something worse has happened to the hip hop generation. There is no soul in our fashion! There is simply logo branding. Our fashion culture has been sold to us in the worst way. There are juvenile rules, like wearing red monkeys, true religions, BAPE; it is complicated.

Continue reading Comments (0) 07.23.2007. 19:46

Diallo Business Model: “Honesty”

By Tahira Muhammad

Customer service is the key to success in his line of business, says Abdoul-Diallo co-owner of a multi purpose phone card store located at 1951 Seventh Avenue in Harlem.

His business provides job opportunities for Uptown residents and also stocks popular accessories throughout the year. International callings cards is his main product line but he notes that most of his profit comes from selling T-shirts. As we spoke, African-American and African immigrants walked in and out—assorted languages, French, Wolof and Mandingo are spoken here.

Continue reading Comments (1) 04.23.2007. 02:14

Air Jamaica’s Daily Barbados Flights

Air Jamaica, the Caribbean region’s leading airliner continues to increase its wing span—the company has launched a new daily service to Barbados.

The company must be delighted that one of its biggest boosters for the new route, at least in New York, is Barbados' own Consul General, Jessica Odle. While celebrating the 10th anniversary of partnership between Air Jamaica and Barbados last month, at the New York Marriott at the Brooklyn Bridge, she called on her compatriots to support "the only carrier of the region today."

"I cannot speak of any other because it has not been presented to me formally. I have only today, as I stand here, a relationship with Air Jamaica as a carrier to the Caribbean and to Barbados. And until that changes I have to big up Air Jamaica and want to urge each and everyone of you to start planning your trips on Air Jamaica - the prices are great."

Continue reading Comments (1) 04.23.2007. 02:06

Oprah Opens Africa Girls Academy

By Sifelani Tsiko

American talk show and global start Oprah Winfrey took networking between African-Americans and Africans to new heights when she opened a $40 million school for 150 disadvantaged girls in Henley-on-Klip, a few miles south of Johannesburg.

By doing so, Winfrey fulfilled a promise she made to Nelson Mandela six years ago. "I wanted to give this opportunity to girls who had a light so bright that not even poverty could dim that light," Winfrey said.

Continue reading Comments (1) 04.22.2007. 09:17

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